Gather all necessary information like your Driver's License/ Government ID, Social Security number,
last 4 paystubs, W-2's, tax returns from previous years and references. Other additional information
may be required.
Step Three - What amount of car loan can you afford?
Determine how much of a down payment you can spare.
Based on your budget how much can you allocate for a monthly payment.
Decide number of monthly payments (36, 48, 60, 72).
Use our Debgcars.com calculator.
Step Four - Choose Your Lender
Financing with the car dealer always will be the most expensive option.
Shop around and apply at the institution you feel most comfortable with.
Your local banks and credit unions are the best choice.